Ag/Business Loans & Lines of Credit

Short and long-term loan products available with personalized service, flexible terms and competitive rates. A member of our lending team will work closely with you, listening to and understanding your unique needs and recommending products and services to meet your financial objectives.

While we service a variety of business loans, we specialize in medical/professional, farm/ag and nonprofit business lending.

Business Line of Credit

To meet short-term requirements, such as inventory, payroll or working capital, you can get a business line of credit for up to 5 years. Interest-only payments billed monthly or quarterly. Overdraft protection for a deposit account is available. Secured or unsecured loans available.

Single Payment Business Loan

Expand your business with an interest-only single payment business loan. Interest payments billed monthly or quarterly. Ability to direct-charge interest payments from an Central Penn Bank checking or savings account. Single principle payment due on or before maturity. Secured or unsecured loans available.

Business Installment Loan

Get funds to help grow your business with a shorter-term business installment loan, often used to purchase office equipment, furniture, new software and other business-enhancing products. Fixed interest rate for full term of loan. Monthly or quarterly payments tailored to your cash flow. Ability to direct charge interest payments from an Central Penn Bank checking or savings account. Secured or unsecured loans available.

Adjustable Rate Business Mortgage (ARM)

If you are looking to expand, relocate or buy real-estate property, we can help. We offer loan amounts up to 80% of the value of your business with terms up to 20 years. Interest rate is protected from application to closing. Loan is secured by business real estate. Payments tailored to your cash flow. Ability to direct charge payments from an Central Penn Bank checking or savings account.

3-year ARM – 3 year fixed rate with rate adjustment every 3 years thereafter
5-year ARM – 5 year fixed rate with rate adjustment every 5 years thereafter
7-year ARM – 7 year fixed rate with annual rate adjustment thereafter
10-year ARM – 10 year fixed rate with annual rate adjustment thereafter

Let’s talk business lending. Call 888-966-6282 or visit one of our offices for more information on the lending services listed above.