FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Ag/Business Services
Keep your business running as smoothly and efficiently as possible with these cash and transaction management solutions.
Direct Deposit
Direct deposit to your employees’ savings or checking accounts, which allows them fast and easy access to their funds at low cost to you. It ensures safety by preventing loss or theft through conventional mail.
Online Banking
Free 24-hour account access to:
View account balances, statements and transaction history
Access images of cleared checks
Transfer funds between Central Penn Bank accounts
Transfer funds to and from external accounts1
Set up email and text alerts
Access e-statements
For more information, visit our Ag/Business Online & Mobile Banking page.
Merchant Card Services
Accept customer payments via Visa, MasterCard, Discover Network and other major cards. Funds are available to you within two days of the card transaction. Up-front pricing so there are no surprises on your billing statements. Our risk analysts will monitor daily deposit activity to help detect any potential issues.
Lock Box Processing
Checks that are regularly mailed to you are redirected to a post office box you own in the bank’s local area. A bank representative, serving as your agent, gathers the mail and takes it to the bank for immediate processing.
No trip to the bank necessary
Allows consolidation of checking accounts for multiple business locations
Immediate availability of funds
View history and updated balances through online banking
Optional service of direct posting of customer receipts to your accounting software
Online banking shows updated balance throughout the business day
Optional paper reports, electronic data files, check photocopies and invoice information
Remote Deposit
Make fewer trips to the bank by making deposits directly from your business location using a special scanning device and an internet connection to send images of checks for deposit. Funds are immediately available.
CD File Storage
View your complete checking account history downloaded onto a CD that contains a full year of account statements, canceled check images and all deposited checks. Includes searchable database to quickly locate any check paid or deposited. Minimizes research time for audit or customer requests. Provides backup for disaster recovery and is password protected.
Overdraft Privilege
With overdraft privilege, you can protect your business from having purchases returned in the event of an overdraft in an emergency or unexpected situation. With this privilege, the bank will cover the overdraft to keep you from incurring additional “bad check” fees from the merchant you purchased from and keep you off any “bad check” lists. There is no fee for having this privilege on your account, you are only charged an overdraft fee if you overdraw your account.
To get the most out of your overdraft privilege to cover your ATM and debit card transactions, you must opt-in by calling 888-966-6282 or by speaking with a bank representative at one of our offices.
Additional services include …
Quality Customer Service – We take great pride in our friendly, personable customer service because we believe our customers deserve the best.
E-Statements with Check Images – View your bank statement and images of cleared checks electronically on the first business day following the end of your statement cycle.
Safe Deposit Box – Our fireproof safe deposit boxes are available in a variety of sizes at select office locations. Contact us for fees and availability.
Automatic Transfers – Set up automatic transfers for reoccurring payments or scheduled deposits into your business savings. Your checking account will do the work for you, so you have one less thing to worry about.
Notary Services – Have your documents notarized in select Central Penn Bank offices.
Consolidated Statements – Simply receive one statement for all your loan and deposit accounts with Central Penn Bank.
Night Deposit Box – Available 24-hours a day, our night deposit boxes are a convenient and secure way to deposit your money.
Stop Payment Orders – In the event you wish to stop a check from being paid, we can issue a stop payment order.
Wire Transfers – Quickly and securely move your money domestically or internationally. Please contact one of our Universal Bankers for incoming wire instructions.
Contact us or visit one of our offices for more information on the services listed above.
1Some fees apply.
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