FDIC-Insured - Backed by the full faith and credit of the U.S. Government
AG / BUSINESS BANKING
Built for the Way You Do Business
Whether you are just starting out, managing steady growth, or running an established operation, your bank should make your day-to-day easier rather than harder.
Central Penn Bank & Trust offers business checking and savings, commercial lending, credit cards, and cash management services, supported by experienced bankers and local decision-makers who take the time to understand how your business runs.
Find What Your Business Needs
From everyday accounts to financing and treasury services, here is where each piece of your business banking lives.
Business Checking
Four accounts for different operating needs — Business Checking for everyday banking, Business Plus Checking for higher transaction volumes, Community One Checking for nonprofits and associations, and a Money Market for earning on higher balances.
Savings & CDs
Earn interest while keeping access to your funds. Business Savings waives the service charge at a $250 minimum balance, and Certificates of Deposit are available in Fixed Rate, Variable Rate, and Jumbo options with terms from 6 to 60 months.
Loans & Lines of Credit
Financing for equipment, working capital, short-term needs, and commercial property, including Business Installment Loans, Business Lines of Credit, Single Payment Business Loans, and Commercial Real Estate Financing.
Business Credit Cards
Rewards, cash back, and low rate card options, with employee cards at no additional cost, online expense reporting, account alerts, and AutoPay for recurring payments.
AG Products / Services
We know farming is more than a business. It's a way of life. That's why we tailor our products, services, and lending solutions to fit the unique needs of the farming community that helps keep our Valley strong, growing, and thriving for generations to come.
A Banking Partner That Knows Your Business
We start with a conversation. Our bankers take the time to understand your transaction volume, cash flow, and where the business is headed before recommending an account or a financing structure, so the solution matches how you actually operate.
- Local decision-makers invested in your success
- Experienced bankers who learn your business and your industry
- Recommendations based on how your business operates day to day
Tools That Keep Operations Running
Cash management and transaction services that work alongside your accounts, whatever the size of your business.
Online & Mobile Banking
Everyday Checking
CDs From 6 to 60 Months
Financing Tailored to Your Business
Employee Cards, No Extra Cost
Remote Deposit
Ready to Talk Through Your Options?
Tell us how your business runs and what is ahead, and our team will recommend the accounts, financing, and services that support it today and as it grows.
