FDIC-1FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Rates Careers Locations & ATMs Contact Login

Current Rates

Explore our latest deposit and loan rates designed to help you save more, borrow confidently, and build your future.

CD Rates

Minimum deposit
$500 - $4,999
$500 - $4,999
Over $5,000
Over $5,000
CD Term
$
APY*
Rate
APY*
Rate
6 months
$500
0.50%
0.50%
0.60%
0.60%
12 months
$500
0.55%
0.55%
0.70%
0.70%
12 months var. eff. 4/15 *+(incl Jumbo)
$500
0.25%
0.25%
0.25%
0.25%
18 months
$500
0.50%
0.50%
0.75%
0.75%
24 months
$500
0.55%
0.55%
0.80%
0.80%
30 months
$500
0.60%
0.60%
0.85%
0.85%
36 months
$500
0.75%
0.75%
1.00%
1.00%
48 months
$500
0.80%
0.80%
1.05%
1.05%
60 months
$500
0.90%
0.90%
1.15%
1.15%
Open Account

Featured CDs

CD Term
Minimum Deposit
APY*
Rate
24 Months
$500
4.06%
4.00%

Rates are subject to change without notice. All CDs compounded quarterly.
*Annual Percentage Yield as of October 1, 2026. Annual Percentage Yields presented assume Bank’s standard compounding practices and assumes that interest will remain on deposit until maturity. Withdrawals will reduce earnings. Substantial penalty for early withdrawal.
+No penalty for early withdrawals. Interest rates for variable rate accounts resets on the 15th day of the first month of the quarter.
Please contact a Universal Banker for more information on rates, terms, and applicable fees.

IRA Rates

Minimum Deposit
CD term
$
APY*
Rate
6 months
$100
0.60%
0.60%
12 months
$100
0.70%
0.70%
12 months var. eff. 4/15*+(incl Jumbo)
$100
0.25%
0.25%
18 months
$100
0.75%
0.75%
24 months
$100
0.80%
0.80%
30 months
$100
0.85%
0.85%
36 months
$100
1.00%
1.00%
48 months
$100
1.05%
1.05%
60 months
$100
1.15%
1.15%

Featured IRA Rates

CD Terms
Minimum Deposit
APY*
Rate
24 Months
$100
4.06%
4.00%

Rates are subject to change without notice. All CDs compounded quarterly.
*Annual Percentage Yield as of October 1, 2026. Annual Percentage Yields presented assume Bank’s standard compounding practices and assumes that interest will remain on deposit until maturity. Withdrawals will reduce earnings. Substantial penalty for early withdrawal.
+No penalty for early withdrawals. Interest rates for variable rate accounts resets on the 15th day of the first month of the quarter.
Please contact a Universal Banker for more information on rates, terms, and applicable fees.

Personal Checking Account Rates

Less than $5,000
Less than $5,000
$5,000 - $49,999
$5,000 - $49,999
$50,000 or more
$50,000 or more
Account types
APY*
Rate
APY*
Rate
APY*
Rate
HSAs
0.02%
0.02%
0.05%
0.05%
0.05%
0.05%
Free Interest Checking
0.00%
0.00%
0.15%
0.15%
0.15%
0.15%
Free 50+ Checking
0.10%
0.10%
0.15%
0.15%
0.15%
0.15%

Rates subject to change without notice.
*Annual Percentage Yield as of October 1, 2026. Fees and withdrawals will reduce earnings on the account.
Please contact a Universal Banker for more information.

Personal Money Market Rates

Less than $5,000
Less than $5,000
$5,000 - $49,999
$5,000 - $49,999
$50,000 - $99,999
$50,000 - $99,999
$100,000 or More
$100,000 or More
Account types
APY*
Rate
APY*
Rate
APY*
Rate
APY*
Rate
Money Market
0.25%
0.25%
0.40%
0.40%
0.80%
0.80%
1.25%
1.25%

Rates subject to change without notice.
*Annual Percentage Yield as of October 1, 2026. Fees and withdrawals will reduce earnings on the account.
Please contact a Universal Banker for more information.

Savings and Club Rates

Account types
APY*
Rate
Savings Accounts
comptab-no-icon
comptab-no-icon
Less than $5,000
0.15%
0.15%
$5,000 - $49,999
0.15%
0.15%
$50,000 or more
0.15%
0.15%
Club Accounts
comptab-no-icon
comptab-no-icon
All balances
0.15%
0.15%
Open Account

Rates subject to change without notice.
*Annual Percentage Yield as of October 1, 2026. Fees and withdrawals will reduce earnings on the account.
Please contact a Universal Banker for more information.

Business Checking Account Rates

$2,000 - $9,999
$2,000 - $9,999
$10,000 - $49,999
$10,000 - $49,999
$50,000 or more
$50,000 or more
Account types
APY*
Rate
APY*
Rate
APY*
Rate
Business Plus
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%

Rates subject to change without notice.
*Annual Percentage Yield as of October 1, 2026. Fees and withdrawals will reduce earnings on the account.
Please contact a Universal Banker for more information.

Business Money Market Rates

Less than $5,000
Less than $5,000
$5,000 - $49,999
$5,000 - $49,999
$50,000 - $99,999
$50,000 - $99,999
$100,000 or More
$100,000 or More
Account types
APY*
Rate
APY*
Rate
APY*
Rate
APY*
Rate
Money Market
0.25%
0.25%
0.40%
0.40%
0.80%
0.80%
1.25%
1.25%

Rates subject to change without notice.
*Annual Percentage Yield as of October 1, 2026. Fees and withdrawals will reduce earnings on the account.
Please contact a Universal Banker for more information.

Mortgage Rates

Whether you're buying, building, or refinancing, our local lenders are here to help you find the right financing solution for your homeownership journey.

Get Rates

Personal & Auto Loan Rates

Looking to purchase a vehicle or finance a major expense? Contact our team for current rates and personalized lending solutions.

Connect with a Lender