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Business Checking

Checking That Keeps Your Business Moving

Whether you're just getting started or managing a growing business, our business checking accounts are designed to simplify your day-to-day banking with flexible options, modern tools, and personalized local service.

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Business Checking

Designed for businesses with everyday banking needs.

  • No monthly service charges
  • No minimum balance requirements
  • 50 checks processed free per monthly cycle ($.20 each over 50)
  • Unlimited electronic transactions
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Business Plus Checking

An interest-bearing account designed for businesses with higher transaction volumes.

  • Tiered interest rates
  • Monthly service fees & checks processed based account balance
  • Unlimited electronic transactions

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Community One Checking

Designed for nonprofits and associations that are making a difference in the communities we serve.

  • No monthly service charges
  • No minimum balance requirements
  • 30 checks processed free per monthly cycle ($.20 each over 50)
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Money Market

An interest-bearing account that combines flexibility with the opportunity to earn more on higher balances.

  • Competitive tiered interest rates
  • Convenient access to funds
  • Included 6 debit transactions per monthly statement cycle
  • No monthly service charge with a maintained $2,500 balance

 

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Business Solutions

Big Solutions. Local Relationships.

Whether you're looking to streamline cash flow, simplify day-to-day operations, or take advantage of advanced business banking tools, we offer a variety of solutions designed to support your business. Our experienced team will help you identify the services that best fit your needs.

Online & Mobile Banking

Manage your business accounts anytime with secure online and mobile banking, including the ability to add authorized users with access tailored to your business needs.

Merchant Card Services

Accept credit and debit card payments, giving your customers payment options.

ACH / Direct Deposit

Pay employees and vendors quickly, securely, and efficiently.

Remote Deposit

Deposit checks from your business without making a trip to the bank.

Cash Management Sweep

Automatically maximize excess funds with a customized cash management solution designed around your business's unique needs.

Night Depository

Make secure after-hours deposits whenever it's convenient for your business.

Coin & Currency Services

Get the coin and currency your business needs to make change and keep day-to-day operations running smoothly.

Overdraft Privilege

Help protect your business from unexpected overdrafts with added peace of mind.

Frequently Asked Questions

How do I know which checking account is right for my business?

Every business operates differently. Our experienced bankers will take the time to understand your transaction volume, cash flow, and banking needs before recommending the checking solution that's the best fit for your business.

Will I have a dedicated business banker?

Our team is equipped to assist with both personal and business banking needs, making it easy to get the support you're looking for. Whether you have a question about your accounts or need guidance on the right banking solution, you'll work with local professionals who are committed to building lasting relationships.

What do I need to open a business account?

The documentation needed to open a business account depends on your business structure. Whether you're a sole proprietor, LLC, corporation, partnership, or nonprofit, your banker will walk you through the account opening process and help you gather the necessary documentation.

Can I send or receive wire transfers with my Central Penn Bank business account?

Yes. We offer secure domestic and international wire transfer services for our business customers. For incoming wire instructions, view our wire instructions. For your security, unless otherwise agreed upon, all outgoing wire transfers must be initiated in person at one of our branch locations by an authorized signer on your business account. If you have questions or need assistance with the wire transfer process, our team is happy to help.

Can I open a business account online?

Business banking is unique, which is why we begin with a conversation. Your banker will take the time to understand your business, recommend the right account, and guide you through the account opening process to ensure you have everything you need.

Why choose a community bank for my business?

As a community bank, we combine modern banking solutions with local decision-making and personalized service. You'll work directly with experienced bankers who understand your business, your community, and your goals.

Let’s Talk Business

Every business has unique goals, and your banking should reflect them. Our team will take the time to understand your needs and recommend the checking account and banking solutions that best support your business today and into the future.