FDIC-Insured - Backed by the full faith and credit of the U.S. Government
BUSINESS LENDING
Financing to Help Your Business Grow
Every business has different goals, and every financing solution should reflect them. Whether you're expanding your operations, purchasing equipment, improving cash flow, or investing in commercial property, our experienced lenders will work with you to find a solution tailored to your business.
Financing for Every Stage of Business
Business Installment Loans
Finance equipment, technology, furniture, vehicles, or other business investments with predictable payments and terms tailored to your business.
Business Line of Credit
Keep your business moving with flexible access to working capital. A Business Line of Credit is ideal for managing seasonal cash flow, purchasing inventory, covering payroll, or handling unexpected expenses.
Single Payment Business Loans
Need short-term financing? A Single Payment Business Loan provides flexible funding with interest-only payments throughout the term and principal due at maturity.
Commercial Real Estate Financing
Whether you're purchasing, expanding, renovating, or refinancing commercial property, we'll help you find financing that supports your long-term business goals.
Why Central Penn Bank?
A Lending Partner That Knows Your Business
We believe commercial lending starts with listening. Our experienced lenders take the time to understand your business, your industry, and your goals before recommending a financing solution. You'll work with local decision-makers who are invested in your success, today and into the future.
Looking for a business credit card?
Give your business purchasing power with credit card options that offer competitive rates, cash back, or rewards designed to fit the way you do business.
Frequently Asked Questions
How do I know what type of business loan is right for me?
Every business has different financing needs. Whether you're purchasing equipment, expanding your operations, improving cash flow, or buying commercial property, our experienced lenders will help you determine the right solution for your business.
What information do I need to apply for a business loan?
The information required depends on the type of financing you're seeking. In most cases, we'll ask for details about your business, financial statements, tax returns, and information about the purpose of the loan. Your lender will guide you through the process and let you know exactly what's needed.
Will I work with a local lender?
Yes. When you work with Central Penn Bank, you'll partner with an experienced local lender who takes the time to understand your business and your goals. Because lending decisions are made locally, we understand the communities we serve, the local economy, and the unique challenges and opportunities facing businesses throughout our region.
How long does the business loan process take?
Every business and financing request is unique. After your initial conversation, your lender will guide you through the application process and keep you informed every step of the way.
Do you work with small businesses?
Absolutely. We work with businesses of all sizes, from startups and family-owned businesses to established companies throughout our communities. Whether you're looking to purchase equipment, expand your operations, or finance commercial property, we're here to help you find the right solution.
Can my loan payments be tailored to my business's cash flow?
In many cases, yes. Depending on the type of loan and your business needs, we offer payment structures designed to align with your cash flow. Your lender will work with you to determine the best option for your business.
Let's Grow Your Business Together
Whether you're purchasing equipment, expanding your operations, or investing in commercial property, our experienced business lenders are ready to help you find the financing solution that's right for your business.
